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Motor Trader Unit Stocking
Grow Your Stock with Flexible Unit Stocking Loans from LoanOnYourCar With loans from 4.25% per month
At LoanOnYourCar.co.uk, we understand the needs of independent motor traders like you.
Our Unit Stocking loans are designed to help small motor businesses expand their stock, release cash flow from existing vehicles, and operate more flexibly.
With loans starting from just 4.25% per month and facilities from £10,000 - £40,000, you can focus on growing your business while we provide the financial support.
No monthly fees or car audits required!
What is Unit Stocking?
Unit Stocking allows motor traders to finance the purchase of new stock or release capital from their existing inventory. Our loans provide up to 100% funding for dealer or auction purchases, including fees, or 100% of the CAP Clean value for existing stock. With terms tailored to your needs, you only pay for what you use and benefit from flexible repayment options.
Key Benefits of Our Unit Stocking Loans:
- Flexible Financing Options
Get 100% funding plus fees for dealer or auction purchases or 100% CAP clean of existing stock. - Simple Application Process
Apply without affecting your credit score. We provide a quick pre-qualification, giving you confidence in your loan potential before proceeding. - Quick Access to Funds
After approval, you can draw down on your loan within 30 days. Loans are repayable once the vehicle is sold, giving you the flexibility to manage cash flow effectively. - Tailored to Your Business
Loans ranging from £10,000 to £40,000, with a maximum term of 6 months. Facility levels can increase based on quarterly reviews. - Repayment Flexibility
You only pay interest (from 4.25% per month) for the duration you hold the stock, with no penalties for early repayment. - Only Pay for the Days You Use
No early repayment fees – you can repay in full as soon as you sell the vehicle.
Why Choose LoanOnYourCar?
Our Unit Stocking loans are designed with small motor traders in mind. We’ve helped businesses across the UK grow by providing flexible, transparent, and cost-effective financing options. You’ll benefit from a facility that grows with your business, regular reviews to ensure your financing continues to meet your needs, and clear, manageable fees.
Get started today and unlock the capital tied up in your stock, or finance your next vehicle purchase with confidence.
Sign Up Today an Open a Facility
Email paul@loanonyourcar.co.uk with your full name, dealership details and phone number or call 0333 577 5000 to learn more or apply. It’s free to apply, and doesn’t affect your credit score!
We will call you straight back.
Representative Example:
If you borrow £1,000 over 36 months at a flat rate of 84% per annum (fixed) with a Representative 207.3% APR, you will make 36 monthly repayments of £97.78. The total amount repayable will be £3,585.08, including a £40.00 document fee and a £25.00 Option to Purchase fee. The total charge for credit is £2,585.08. Logbook loan repayment terms are available from 18 to 60 months. The maximum APR is 389.1%.
During the term of the loan, legal ownership of the vehicle passes to J2P Autos Limited, while the borrower remains the registered keeper.
You have 15 days to withdraw from signing a new agreement, with interest payable for the days the loan is outstanding. Complaints can be sent to customerservice@loanonyourcar.co.uk.
⚠️YOUR LOAN IS SECURED AGAINST YOUR VEHICLE. MISSING PAYMENTS COULD PUT YOUR CAR AT RISK OF REPOSSESSION. A DEFAULT MAY ALSO NEGATIVELY AFFECT YOUR CREDIT RATING.
