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The UK's Cheapest Logbook Loans

than other direct logbook loan lenders


Representative APR 204.2%

Complete Your
Loan in 60 minutes
Settle Early
Penalty Free

Logbook Loans explained

Logbook Loans Review

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We Can Complete And PayOut Your Logbook Loan In Under 60 Minutes

  1. We complete a vehicle valuation after receiving your application
  1. We will call you to complete the application, within 10 minutes
  1. We complete your vehicle inspection via WhatsApp video
  1. We complete a credit check and review your bank statements

  1. We can payout the loan in under 60 minutes

Compare Logbook Loans Online


You will find the best deal on an easy logbook loan with LoanOnYourCar & see how much you can save!

Several logbook loan companies claim to offer logbook loans with the lowest interest repayments. However, as you’ll see in the table below, is the cheapest logbook loan lender in the UK by up to 25%*.

RankDirect LenderAnnual Interest RateLoan Example
Monthly Payment
Loan On Your Car
£1,000 / 18 months
Car Cash Point
£1,000 / 18 months
e-logbook Loans
£1,000 / 18 months
Logbook Loans 247
£1,000 / 18 months
Logbook Money
£1,000 / 18 months
Cash Converters
£1,000 / 18 months
V5 Solutions
£1,000 / 18 months
Representative Example:

If you borrow £1,000 over 36 months at a flat rate of 84% per annum [fixed] with a Representative 204.2% APR you will make 36 monthly payments of £97.98, making a total amount repayable of £3,592.28 including £40.00 document fee and £25.00 Option To Purchase fee. The total charge for credit is £2,660.00. Logbook Loan repayment length from 18 to 60 months. The maximum APR is 389.1%.

Your log book loan is secured against the vehicle, and missing payments could put the car at risk of repossession.

Warning: Late repayment can cause you serious money problems. For help go to

Our latest completed logbook loans

1. We are a Direct Lender Not a Broker is a direct Logbook Loan lender, and we guarantee our best price when you apply direct. We don't appear on loan comparison sites.

The finance market is flooded with third-party finance brokers and comparison websites, all vying to sell you loans on behalf of their preferred lenders. These "finance brokers" claim to negotiate with all lenders on behalf of their clients without any cost, but the reality is quite different.

Engaging a third-party finance broker doesn't result in better loan offers or improved finance terms for you.

2. We are a Verified 5 Star's TrustPilot Lender

At, we take pride in being a verified 5-star Trustpilot lender with over 500 5-star reviews.

Explore the feedback from our genuine customers, covering aspects like our customer service, operational quality, professionalism of our staff, and the speed of our pay-outs. Your trust and satisfaction are our top priorities.

3. We use a Hire Purchase Agreement was the first lender in the United Kingdom to introduce the Hire Purchase Logbook Loan, which provided our clients with greater security. This introduction was to replace the unfair and outdated Bill of Sale Logbook Loans, which are still used by our competitors.

Moreover, the introduction of the new Hire Purchase Logbook Loans marked a pivotal moment for clients in Scotland, increasing our accessibility and expanding our reach throughout the United Kingdom. Previously prohibited under the Bill of Sale Logbook Loan system.

4. We can Complete and Payout in Under 60 Minutes

We operate as a online digital lender, and can complete and payout your loan in under 60 minutes, covering all regions of the United Kingdom, including Scotland, Northern Ireland, and Wales..

5. We Allow You Settle Penalty Free and Make Overpayments

We provide the most transparent and fair Logbook Loan in the United Kingdom.

We allow our customers to settle their loans penalty-free at any time during the term, make overpayments, and pay reduced interest on the outstanding capital balance.

The Logbook Loan Guru

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Logbook Loan Guru

Hello readers! Your Logbook Loan guru here, delivering weekly guides and news. Join me to transform your car into cash and rev up your journey to financial freedom!

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