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The UK's Cheapest Logbook Loans

than other direct logbook loan lenders

Excellent

Representative APR 204.2%

Complete Your
Loan in 60 minutes
Settle Early
Penalty Free
Make
Overpayments

Logbook Loans explained

Logbook Loans Review

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We Can Complete And PayOut Your Logbook Loan In Under 60 Minutes

  1. We complete a vehicle valuation after receiving your application
  1. We will call you to complete the application, within 10 minutes
  1. We complete your vehicle inspection via WhatsApp video
  1. We complete a credit check and review your bank statements


  1. We can payout the loan in under 60 minutes

Compare Logbook Loans Online

We have compared the rates of the top logbook loan companies in the UK, so you don't have to. You will find the best deal on an easy logbook loan with LoanOnYourCar and see how much you can save!

Several logbook loan companies claim to offer quick and easy logbook loans with the lowest interest repayments. However, as you’ll see in the tables below, LoanOnYourCar.co.uk is the best and cheapest and logbook loan lender in the UK by up to 25%*.

Logbook Loan Interest Rates Comparison

RankDirect LenderAnnual Interest RateLoan ExampleMonthly Payment
1Loan On Your Car84%£1,000 / 18 months£125.56
2Car Cash Point96%£1,000 / 18 months£135.56
3e-logbook Loans96%
£1,000 / 18 months
£135.56
4
Logbook Loans 247
120%
£1,000 / 18 months
£155.56
5
Logbook Money
120%
£1,000 / 18 months
£155.56
6
Cash Converters
120%
£1,000 / 18 months
£155.56
7
V5 Solutions
120%
£1,000 / 18 months
£155.56

Why LoanOnYourCar stands out

When it comes to logbook loans, LoanOnYourCar stands out as the unrivalled market leader, offering an unparalleled blend of speed, convenience, and simplicity. Here’s why you should consider LoanOnYourCar.co.uk over any other logbook lender:

Rank

Lender

Type of Credit Agreement

Type of Completion

Speed of Completion

V5 and Spare Key Required

Car Inspection

1

Loan On Your Car

Hire Purchase

Online, No Witness

1 HR

No

WhatsApp Video Call

2

Car Cash Point

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection

3

e-logbook Loans

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection

4

Logbook Loans 247

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection

5

Logbook Money

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection

6

Cash Converters

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection

7

V5 Solutions

Bill of Sale

Home Visit, Witness Required

Up to 48 Hours

Yes

Physical Inspection


Choose Loanonyourcar for Fast and Hastle Free Logbook Loan

WE HAVE COMPARED THE RATES OF THE TOP LOGBOOK LOAN COMPANIES IN THE UK, SO YOU DON'T HAVE TO.

You will find the best deal on an easy logbook loan with LoanOnYourCar & see how much you can save!

Several logbook loan companies claim to offer logbook loans with the lowest interest repayments. However, as you’ll see in the table below, LoanOnYourCar.co.uk is the cheapest logbook loan lender in the UK by up to 25%*.

Complete Your Loan in 1 Hour

As the UK’s highest rate logbook loan direct lender on Trustpilot, Loan On Your Car sets the bar high with a loan approval process that could complete your loan within just 1 hour. Unlike traditional logbook lenders who may take up to 48 hours, our streamlined process ensures you get the funds you need without the wait.

Seamless Online Completion

Forget the hassle of arranging home visits and securing a witness for your loan agreement. LoanOnYourCar.co.uk offers a completely online application process that eliminates the need for in-person meetings and paperwork. This means you can complete your loan agreement from the comfort of your home, office, or even on the go, without any witnesses required.

No V5 Logbook or Spare Key Needed

With our logbook loans, there’s no need to hand over your V5 logbook or spare key, making the borrowing process smoother and more convenient for you. This hassle-free approach ensures you retain full control and possession of your documents and keys, unlike many other lenders who impose these requirements.

Convenient Car Inspection

Say goodbye to tedious physical inspections. We simplify the process with a quick and easy WhatsApp video call inspection, allowing you to get your car assessed remotely. This innovative approach saves you time and effort, making the entire loan process more accessible and stress-free.

Choose Loan On Your Car and experience a new era of logbook loans designed for speed and convenience. With our cutting-edge online platform, rapid processing times, and customer-centric approach, getting a logbook loan has never been easier or faster.

Representative Example:

If you borrow £1,000 over 36 months at a flat rate of 84% per annum [fixed] with a Representative 204.2% APR you will make 36 monthly payments of £97.98, making a total amount repayable of £3,592.28 including £40.00 document fee and £25.00 Option To Purchase fee. The total charge for credit is £2,660.00. Logbook Loan repayment length from 18 to 60 months. The maximum APR is 389.1%.

Your log book loan is secured against the vehicle, and missing payments could put the car at risk of repossession.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk

Our latest completed logbook loans

1. We are a Direct Lender Not a Broker

LoanOnYourCar.co.uk is a direct Logbook Loan lender, and we guarantee our best price when you apply direct. We don't appear on loan comparison sites.

The finance market is flooded with third-party finance brokers and comparison websites, all vying to sell you loans on behalf of their preferred lenders. These "finance brokers" claim to negotiate with all lenders on behalf of their clients without any cost, but the reality is quite different.

Engaging a third-party finance broker doesn't result in better loan offers or improved finance terms for you.


2. We are a Verified 5 Star's TrustPilot Lender

At LoanOnYourCar.co.uk, we take pride in being a verified 5-star Trustpilot lender with over 500 5-star reviews.

Explore the feedback from our genuine customers, covering aspects like our customer service, operational quality, professionalism of our staff, and the speed of our pay-outs. Your trust and satisfaction are our top priorities.


3. We use a Hire Purchase Agreement

LoanOnYourCar.co.uk was the first lender in the United Kingdom to introduce the Hire Purchase Logbook Loan, which provided our clients with greater security. This introduction was to replace the unfair and outdated Bill of Sale Logbook Loans, which are still used by our competitors.

Moreover, the introduction of the new Hire Purchase Logbook Loans marked a pivotal moment for clients in Scotland, increasing our accessibility and expanding our reach throughout the United Kingdom. Previously prohibited under the Bill of Sale Logbook Loan system.


4. We can Complete and Payout in Under 60 Minutes

We operate as a online digital lender, and can complete and payout your loan in under 60 minutes, covering all regions of the United Kingdom, including Scotland, Northern Ireland, and Wales..


5. We Allow You Settle Penalty Free and Make Overpayments

We provide the most transparent and fair Logbook Loan in the United Kingdom.

We allow our customers to settle their loans penalty-free at any time during the term, make overpayments, and pay reduced interest on the outstanding capital balance.

The Logbook Loan Guru

Paul Hilburn Headshot black and white

Logbook Loan Guru

Hello readers! Your Logbook Loan guru here, delivering weekly guides and news. Join me to transform your car into cash and rev up your journey to financial freedom!

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