About LoanOnYourCar.co.uk

Meet Our Senior Management Team

Our senior management team brings a combined 30+ years of experience within the logbook loan industry, as well as consumer credit and pawn brokering. Jeremy and Paul Hilburn- brothers in business, joined forces in 2018 when they discerned an opportunity to revolutionise the industry by becoming the UK's first digital lender to use a "hire purchase" consumer credit agreement to complete logbook loans.

Family-run and privately owned, we serve a broad range of clients throughout the United Kingdom. We are personable and will always do our best to find the ideal path forward for you.

We specialise in logbook loans

LoanOnYourCar.co.uk is an ethical and responsible lender operating throughout the United Kingdom, specialising in logbook loans. We lend up to 65% of the trade value of the car whilst the borrower continues to remain the registered keeper and user of the car.

Our experience in finance

With over 30 years of experience in the financial services industry, we are committed to providing our customers with the highest quality service and the utmost care. Our business ethos and culture are premised on treating all customers fairly and that every loan on your car matters.

As a direct lender, LoanOnYourCar.co.uk is regulated by the Financial Conduct Authority and is a member of the Consumer Credit Trade Association.

In addition, LoanOnYourCar.co.uk are fully compliant with General Data Protection Regulations [GDPR] and therefore our customer information remains confidential and we guarantee that we never sell any customers data to any third party.

Customers can apply on our website 24 hours a day, 7 days a week by entering their car registration for an instant decision. If a customer prefers to speak to a one of our experienced and personal customer service advisers, they can call 0300 577 5000 or email sales@loanonyourcar.co.uk.

LoanOnYourCar.co.uk will never ask our customers to surrender their Logbook V5C. All V5C loans are completed using a hire purchase credit agreement, which provides our customers with a fair loan and greater protection under consumer credit law.

With loan amounts of between £500 to £150,000 and the ability for our customers to sign online using e-signature, our loans can be paid out on the same day.

Peace of mind

With no hidden fees or charges, interest calculated on a Pay As You Go basis and the ability to settle the loan early, 100% penalty free, a loan on your car with vehicle equity release, the alternative to a logbook loan, is the fairer and quicker way to release cash from your car.

Representative Example:

If you borrow £1,000 over 36 months at a flat rate of 84% per annum [fixed] with a Representative 204.2% APR you will make 36 monthly payments of £97.98, making a total amount repayable of £3,592.28 including £40.00 document fee and £25.00 Option To Purchase fee. The total charge for credit is £2,660.00. Logbook Loan repayment length from 18 to 60 months. The maximum APR is 389.1%.

Your log book loan is secured against the vehicle, and missing payments could put the car at risk of repossession.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk