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Christmas might be the most wonderful time of the year, but it can also be the most expensive.
With that in mind, Loan On Your Car, the UK's highest rated logbook loan direct lender on Trustpilot are going the extra mile to make life easier for you.
If you take out a new loan before 24th December 2023, not only will you get our usual legendary service but you won't pay a penny for two months.
Apply today and see why we have over 470 five star reviews on Trustpilot.
New loans only.
Max LTV 45%.
The first payment is due on the 2nd month due date of the loan term.
This is not an interest-free offer; the first month's interest will still be chargeable and spread over the remaining loan term.
If the loan is settled early, any outstanding interest due from the date of the agreement will be added to the settlement figure.
If you borrow £1,000 over 36 months at a flat rate of 84% per annum (fixed) with a Representative 207.3% APR, you will make 36 monthly repayments of £97.78. The total amount repayable will be £3,585.08, including a £40.00 document fee and a £25.00 Option to Purchase fee. The total charge for credit is £2,585.08. Logbook loan repayment terms are available from 18 to 60 months. The maximum APR is 389.1%.
During the term of the loan, legal ownership of the vehicle passes to J2P Autos Limited, while the borrower remains the registered keeper.
You have 15 days to withdraw from signing a new agreement, with interest payable for the days the loan is outstanding. Complaints can be sent to customerservice@loanonyourcar.co.uk.
⚠️YOUR LOAN IS SECURED AGAINST YOUR VEHICLE. MISSING PAYMENTS COULD PUT YOUR CAR AT RISK OF REPOSSESSION. A DEFAULT MAY ALSO NEGATIVELY AFFECT YOUR CREDIT RATING.