NHS and Key Worker Staff 10% Discount

To show our appreciation to all NHS workers and key workers during this cost of living crisis, we now offer a 10% NHS discount off new and top-up of Logbook Loans* with no document fee. Every little bit helps

Complete Your Loan Online

We complete all loan applications safely and securely online, with no home visit required.
All car inspections are completed via WhatsApp or FaceTime.
The loan contract is signed via e-signature and all supporting documentation can be sent via email.
We also pay-out the loan as cleared funds within 60 minutes of receipt of the signed contract and loan documentation.

Ready to proceed or have a question?

Enter your vehicle registration for an immediate decision in principle; or

Call us on 0333 577 5000 and speak to one of our expert loan consultants. We can offer advice on rates, repayments and our terms & conditions

Thank you for your interest in LoanOnYourCar.co.uk and we look forward to hearing from you very soon.

Out of Hours Service

We understand that many people work long shifts and may not be able to complete everything during the working day. We, therefore, offer an out-of-hours service to help those who work busy and/or irregular hours.

Just call 0333 577 5000 and press option ‘1’ to request a call back at a more convenient time for you.

*10% off loan interest repayments and no document fee applies to new loans from the 25th November 2020. Evidence of NHS employment, emergency services, and healthcare workers will be required in order to secure the discount.

Representative Example:

If you borrow £1,000 over 36 months at a flat rate of 84% per annum (fixed) with a Representative 207.3% APR, you will make 36 monthly repayments of £97.78. The total amount repayable will be £3,585.08, including a £40.00 document fee and a £25.00 Option to Purchase fee. The total charge for credit is £2,585.08. Logbook loan repayment terms are available from 18 to 60 months. The maximum APR is 389.1%.

During the term of the loan, legal ownership of the vehicle passes to J2P Autos Limited, while the borrower remains the registered keeper.

You have 15 days to withdraw from signing a new agreement, with interest payable for the days the loan is outstanding. Complaints can be sent to customerservice@loanonyourcar.co.uk.

⚠️YOUR LOAN IS SECURED AGAINST YOUR VEHICLE. MISSING PAYMENTS COULD PUT YOUR CAR AT RISK OF REPOSSESSION. A DEFAULT MAY ALSO NEGATIVELY AFFECT YOUR CREDIT RATING.