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One Lender. One Loan. One Solution for the Whole UK

11.12.2020 by Jack H


One Lender is a FCA regulated lender and the UK’s leading provider of the New Logbook Loan.

We operate seamlessly throughout the entire United Kingdom including England, Wales, Northern Ireland and Scotland.

Over the years we have helped many thousands of customers across the UK with a short-term flexible cash loan secured against their vehicle.

One Loan

For many years, the original Logbook Loan has been available throughout England and Wales using a Bill of Sale which is regulated by the Bill of Sale Act of 1882. However, large swathes of the United Kingdom were still not able to obtain a Logbook Loan.

For example, in Scotland the original ‘Bill of Sale’ Logbook Loan is illegal and Northern Ireland and many outlying parts of the UK had been largely ignored for years by Logbook Loan lenders due the operational difficulties and costs in completing these loans.

In 2019, launched the New Logbook Loan, which uses a Hire Purchase agreement regulated by the Consumer Credit Act of 1974 and is legally permissible throughout every part of the United Kingdom.

One Solution

The introduction of the Hire Purchase Agreement as the legal mechanism for the New Logbook Loan allows every loan application throughout the UK to be completed safely and securely online, with no home visit by a company agent required.

When a borrower makes an application either online using our simple application form or by phone call, they can rest assured they are talking directly to one of our expert loan consultants, who are trained to provide a proven and preferable lending solution to meet our borrowers' specific requirements. now issues the loan documentation within minutes to the borrower for e-signature and then requests the borrower supply their supporting documentation back to by email.

Our Aim - 1 Hour Pay-out aims to pay the money into your account within 60 minutes of receipt of the signed contract and loan documentation.

Get in Touch Today For an Instant Decision

  • Enter your vehicle registration for an immediate decision in principle; or
  • Call us on 0333 577 5000 and speak to one of our expert loan consultants. We can offer advice on rates, repayments and our terms & conditions.

Thank you for your interest in and we look forward to hearing from you very soon.