Latest News
Digitisation in the Logbook Loan Lending Market: The Evolution from Paper-Based Loans to Digital
The financial lending market is undergoing a transformative shift, marking a significant departure from the traditional methods of lending, which involved physical paperwork and in-person transactions. The rise of digitisation has revolutionised the entire process, creating a more streamlined, efficient, and customer-centric approach. As digital technology continues to advance, lenders like LoanOnYourCar.co.uk are utilising innovative tools to offer tailored loans that are quicker, cheaper, and more environmentally friendly.
The History of Logbook Loans in the UK and the FCA’s Regulatory Stance: A Cautious Approach to Protect Borrowers
The History of Logbook Loans in the UK and the FCA’s Regulatory Stance: A Cautious Approach to Protect Borrowers and Why LoanOnYourCar.co.uk is the UK Standard Bearer Direct Lender Introduction Log book loans have played a significant role in the UK financial landscape as a borrowing option for those who may not have access to mainstream credit. These loans enable individuals to secure funds against their vehicle while continuing to use it during the loan term. However, the loan structure has often been criticised due to high-interest rates and the risk of vehicle repossession in case of non-repayment. In response to these concerns, the Financial Conduct Authority (FCA) has stepped in to regulate the market and ensure borrower protection.
Top 30 Reasons to Take Out a Logbook Loan and Why It’s a Smart Choice
Top 30 Reasons to Take Out a Logbook Loan and Why It’s a Smart Choice
Compare Logbook Loans in the UK: Fast, Affordable, and Reliable Options
Logbook loans have become an increasingly popular way for UK consumers to access quick cash using their vehicle as collateral. But not all logbook loans are created equal. Depending on where you live—be it England, Ireland, Scotland, or Wales—your experience with logbook loans can vary significantly. It’s essential to find a provider that offers a good balance between low interest rates, ease of application, and fair treatment.
10 Effective Strategies to Secure and Compare the Best Deal on Logbook Loans from LoanOnYourCar.co.uk
In today’s financial landscape, alternative lending options such as logbook loans have gained popularity. A logbook loan allows borrowers to secure funds using their vehicle as collateral, providing a quick and flexible solution for those who may not qualify for traditional loans. LoanOnYourCar.co.uk, a leading UK provider, specialises in these loans, allowing individuals to borrow money while continuing to use their vehicle. However, like any financial commitment, finding the best deal on logbook loans requires careful comparison and strategic planning.
Unlock the Cash in Your Car with Logbook Loans: A Smart Financial Solution
Brought to you by LoanOnYourCar.co.uk – The UK's Leading and Most Affordable Logbook Loan Provider
Instant Cash Loans for Uber and Delivery Drivers: Get Money Fast and Keep Earning!
Instant Cash Loans for Uber and Delivery Drivers: Get Money Fast and Keep Earning!
Understanding the Surge in Car Insurance Premiums: A Comprehensive Analysis
In recent years, motorists across various regions, driving different types of vehicles, and spanning all age groups have witnessed a steady increase in car insurance premiums. This trend has raised concerns and prompted many to seek clarity on the underlying factors driving these hikes. This article delves deep into the multifaceted reasons behind the rising costs of car insurance, examining economic, technological, and industry-specific elements that collectively contribute to this phenomenon.
Labour Government's Decision to Raise Fuel Duty: Long-Term Impact on Motorists, Living Costs, and the Economy
The Labour government's decision to raise fuel duty has ignited widespread debate and concern across the United Kingdom. Given that fuel prices play a critical role in the day-to-day lives of millions of Britons, this policy will have far-reaching consequences. The effects will be felt across multiple sectors, including transportation, food prices, and inflation, thereby affecting the overall cost of living. Furthermore, the decision raises important questions regarding its impact on motorists' car choices and whether it will steer the country towards electric and hybrid vehicles.
LoanOnYourCar.co.uk The UK's No Provider of No 1 Logbook Loans
Securing a loan can be a challenging task, especially if traditional banking options are not available to you. LoanOnYourCar.co.uk offers an alternative through logbook loans, providing a means to borrow money using your car as collateral. This article will delve into the details of LoanOnYourCar.co.uk and logbook loans, providing you with comprehensive information to help you make an informed decision.
Unlock the Cheapest Logbook Loans in every town in the UK with LoanOnYourCar.co.uk
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, the UK's Cheapest Logbook Loans. Today we are comparing the UK's logbook loans to find the UK's cheapest direct logbook loan lender. If you're in need of a quick financial boost and own a vehicle, look no further than LoanOnYourCar.co.uk for the UK's cheapest logbook loans. Offering unbeatable rates and a hassle-free application process, LoanOnYourCar.co.uk is the premier choice for logbook loans in every major town, from Brighton to London, Luton to Liverpool and Newcastle to Glasgow and beyond. What is a Logbook Loan? A logbook loans is the perfect solution for car owners to withdraw the equity from their car via a same day cash loan, whilst still retaining full personal use of their vehicle. We offer a real alternative to other Vehicle Equity Release providers as we use a Hire Purchase agreement rather than the antiquated Bill of Sale normally offered. Minimum and Maximum Loan Size
Unlocking Affordable Logbook Loans with LoanOnYourCar
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, the UK's Cheapest Logbook Loans. Today we are comparing the UK's logbook loans to find the UK's cheapest direct logbook loan lender.
STOP ! Don’t Sell Your Car, You Can Release the Equity with A Logbook Loans from LoanOnYourCar
STOP ! Don’t Sell Your Car, You Can Release the Equity with A Logbook Loans from LoanOnYourCar Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, today we review how car owners may well be tempted to sell their cars for quick cash rather than unlock the equity tied up within their car by taking a logbook loan.
Evolution of UK Police Cars: A Journey Through the Years with Paul Hilburn, the Logbook Loan Guru
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, today we are looking at the evolution of UK police cars with a Journey Through the Years.
Cruise on a Budget: Top 10 Starter Cars Under £10,000
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, are you ready to take your driving experience to the next level in 2024?
Cruising in Style: Top 10 Footballer Cars and Their Proud Owners
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, are you ready to take your driving experience to the next level in 2024?
Celebrities and Their Rides: The Top 10 Celebrity Cars of 2024
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, are you ready to take your driving experience to the next level in 2024?
Explore Europe Behind the Wheel: Top 10 Countries to Drive to from the UK This Summer
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, are you ready to take your driving experience to the next level in 2024? As a Logbook Loan guru with years of experience in the automotive industry. As summer approaches, many Brits are eager to hit the open road and explore the beauty of Europe. From stunning coastal drives to picturesque countryside routes, there's no shortage of breathtaking destinations waiting to be discovered. As a Logbook Loan guru, I'm here to guide you through the top 10 countries in Europe to drive to from the UK this summer, ensuring an unforgettable road trip experience.
Elevate Your Ride: The Top 10 Must-Have Car Accessories for 2024
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, are you ready to take your driving experience to the next level in 2024? As a Logbook Loan guru with years of experience in the automotive industry, I've seen trends come and go. However, some accessories remain timeless in their ability to enhance both the functionality and aesthetics of your vehicle. Whether you're a seasoned driver or a newbie hitting the road, these top 10 car accessories are essential for optimising your ride this year.
Hollywood on Wheels: Lets Explore the Top 10 Iconic Cars in Movie History
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, lets take a cinematic journey through the history of film as we unveil the top 10 iconic cars that have left an indelible mark on the silver screen. From high-octane action to heartwarming road trips, these vehicles, driven by legendary actors, have become stars in their own right.
Regal Rides: The Royal Family's and Their Favourite Cars
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, lets us step into the world of crowns, carriages, and charismatic rides as we take a joyous jaunt through the royal garages. From classic elegance to modern sophistication, discover the regal rides favoured by the esteemed members of the royal family. Fasten your seatbelt for a journey fit for kings and queens!
Cruisin' in Stardom with The Rock : Top 10 Movie Celebrities and Their Glamorous Rides
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, lets step into the glitzy world of Hollywood, where A-list celebrities not only shine on the silver screen but also make a statement with their dazzling cars. Paul Hilburn, the Logbook Loan Guru, invites you on a star-studded journey as we unveil the top 10 movie celebrities and the glamorous wheels that rev up their style, all served with a dash of wit and wisdom.
10 Heartwarming Reasons to Consider a Logbook Loan
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, today we are going to review the 10 heartwarming reasons why our customers use a logbook loan.
The Top 10 Reasons Cars Fail MOTs
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, maintaining your car is not just about aesthetics and performance; it's a crucial aspect of ensuring safety on the road and protecting the vehicle's value.
Enhancing Your Ride: The Value-Boosting Power of Aftermarket Accessories
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, have you ever considered investing in your used car? Today we explore the world of aftermarket accessories that can not only elevate your driving experience but also add significant value to your vehicle. From stylish alloy wheels to high-tech sound systems, these enhancements can turn your ordinary ride into a customised masterpiece.
Astro-Car-logy: A Hilarious Guide to Car Owners Based on Star Signs!
Hey there, folks! Paul Hilburn, the Logbook Loan Guru from LoanOnYourCar.co.uk, ever wondered if your zodiac sign has anything to do with your car preferences? Fear not, as we unveil the cosmic secrets behind car owners and their celestial counterparts. Buckle up for a hilarious ride through Astro-Car-logy!
Top 10 Used Cars for Your Teen's First Drive and the Steep Increase in Insurance Costs
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, helping parents choose the correct used car for their child.
Navigating the World of Insurance Write-Offs and How It Affects Car Values
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, welcoming you all to the fast lane of adulthood.
Navigating Financial Waters: Guide to Refinancing and Releasing Equity from Your Vehicle with Logbook Loans
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, guiding and navigating you on the roads to a reputable Logbook Loan Lender.
Vibrant Rides: Palette Picks – Top 10 Used Car Colours and What They Reveal!
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, sharing his top 10 colour choices for used cars and a whimsical peek into what each hue might reveal about the person behind the wheel.
Rev Up Your Twenties: Unveiling the Top 10 Dream Cars for Young Adults
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, welcoming you all to the fast lane of adulthood.
The Top 8 Weirdest Logbook Loans, Because Who Knew Your Ride Could Be a Piggy Bank?
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, coming to you with a scoop of financial delight.
Navigating Financial Success in 2024: A Comprehensive Guide with LoanOnYourCar.co.uk
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, help you navigate financial stability in 2024.
Best Car Manufacturers of 2023: A LoanOnYourCar.co.uk Perspective
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru,unveiling the UK's best car manufacturers for 2023.
The UK's Top 10 Most Popular Cars used for Logbook Loans
Greetings, dear readers! It's Paul Hilburn, your favourite Logbook Loan guru, can now reveal the figures for 2023 of the top 10 most popular used for log book loan.
The Electric Car Revolution: Transforming Transportation and Financing with Logbook Loans
In recent years, the automotive industry has undergone a monumental transformation with the rise of electric cars, heralding a new era in transportation. This shift towards electric vehicles (EVs) is not only a response to environmental concerns but also a technological leap forward. As the world embraces the electric car revolution, it's essential to explore the benefits and challenges associated with this transformation. Additionally, we'll delve into the innovative financing options available for electric cars, including the unique application of logbook loans in this evolving landscape.
Unlocking Financial Freedom: A Comprehensive Guide to Responsible Logbook Loans
Unlocking Financial Freedom: A Comprehensive Guide to Responsible Logbook Loans
Unlocking Financial Freedom with LoanOnYourCar.co.uk: Your Trusted Logbook Loan Partner
A Logbook Loan is the ideal solution for car owners seeking to unlock the equity from their vehicles through a same-day cash loan,
Smart Strategies for Transforming Your Lifestyle and Boosting Savings in 2024
Date: 09th November 2024
LoanOnYourCar.co.uk Welcomes New Applications from Varooma Customers for Logbook Loans from £500 - £150K!
Attention all Varooma customers seeking a hassle-free and reliable logbook loan solution: LoanOnYourCar.co.uk is thrilled to announce that we are now accepting new applications directly from Varooma’s website, offering a seamless borrowing experience ranging from £500 to £150,000. As a trusted and verified 5-star lender on Trustpilot, LoanOnYourCar.co.uk prides itself on providing professional and transparent service and financial solutions tailored to your needs.
Logbook Loans London - Where Your Car Can Lend You Money
In the fast-paced city of London, financial needs can arise unexpectedly, demanding immediate solutions. When urgent cash is essential, LoanOnYourCar.co.uk (LOYC) stands as your reliable partner. As the UK's leading Logbook Loan Lender in London, LOYC offers a seamless and swift way to raise funds by releasing the equity in your vehicle whilst you continue to drive your car in London, making it your go-to source for quick and hassle-free cash solutions.
Empowering Business Growth: A Northern Businessman's Success Story with LoanOnYourCar.co.uk
In the heart of the bustling north, a visionary businessman had a dream of expanding his business. He saw an opportunity in the transportation sector and purchased a fleet of ten reliable minivans to cater to the growing demand for efficient and affordable transportation services. However, like many entrepreneurs, he faced a significant hurdle: financial constraints. Traditional lenders were hesitant to extend their support due to various reasons, leaving our client in a tight spot.
Unlocking Christmas Dreams: The Financial Freedom of a Logbook Loan from LoanOnYourCar.co.uk
The holiday season is a time for joy, celebration, and giving. However, for many families, the festive period can also bring financial stress, especially when it comes to meeting the expectations of loved ones. Enter LoanOnYourCar.co.uk, the UK's No 1 Trustpilot-verified logbook loan direct lender, providing a financial lifeline to countless families during the holidays. In this article, we will explore why customers might consider taking a logbook loan for Christmas and how LoanOnYourCar.co.uk can help families spread the cost of Christmas, which is not as expensive as you may think.
Unlocking The Equity in Your Car with a One-Hour Logbook Loan from LoanOnYourCar.co.uk
In today's fast-paced world, financial emergencies can strike at any moment. Whether it's a medical bill, a car repair, or an unexpected expense, having access to quick cash can make a world of difference. This is where a one-hour logbook loan from LoanOnYourCar.co.uk can provide a safety net when you need it the most.
LoanOnYourCar.co.uk, Your Verified and Trusted 5-Star Logbook Loan Provider
“Our Customers Rate Us Excellent”
Logbook Loan on Aston Martin in under 1 hour
LoanOnYourCar.co.uk, the UK's No. 1 rated Trustpilot logbook loan lender, completed a new £7,000 loan on a 2008 Aston Martin in under 1 hour.
Logbook Loan on BRABUS S63 in under 1 hour
LoanOnYourCar.co.uk helped a local business owner by giving him a £10,000 logbook loan against his beautiful £80,000 Brabus S63.
Top Reasons For a Logbook Loan
You might be astonished to learn that the UK logbook loan market is worth £80 million. The impact of car logbook loans is demonstrated by the 20,000 bills of sale and 2,000 hire-purchase agreements that make up this number. Since so many individuals are now resorting to logbook loans when they need immediate cash, it is obvious that the numbers will continue to rise over the course of the next several years.
How Will Your Home and Business Be Affected by the Increasing Cost of Energy?
Millions of UK homeowners now have optimism after the government decided to freeze energy costs, preventing the risk that their bills would increase by another 60% in October. Domestic energy bills had already hit a new high of £1,971 annually when the price cap was raised in April 2022.
How Would a Recession Affect You?
Market analysts assert that the future will become "gloomier and more uncertain" because of the Bank of England's prediction that the UK economy would experience a recession. A recession can have a negative impact on daily financial decisions since a poor economy typically leads to higher unemployment and lower wages.
Logbook Loans - No 1 Rated Rated Trustpilot Logbook Loan Lender
What is a Logbook Loan? A logbook loan is the perfect solution for car owners looking to withdraw the equity from their car via a same-day cash loan while still retaining full personal use of their vehicle. The minimum and maximum loan size typically will range from between £ 500 - £150,000 and up to a maximum of 65% of the car’s trade value, based upon a CAP HPI or other industry expert market valuation.
Property Developer takes £25K Logbook Loan against his Bentley to Fund Buy to Let Deposit
LoanOnYourCar.co.uk is delighted to support an experienced 'Buy to Let' property investor keen to expand his property portfolio by completing a Logbook Loan for £25,000 on his Bentley Continental GT worth over £50,000.
Shropshire Based Entrepreneur Takes a £9K Logbook Loan to fund Exciting New Business Opportunity
LoanOnYourcar.com is delighted to support the growth entrepreneur with a £9,000 same day logbook loan against his Range Rover Vogue worth over £20,000.
Logbook Loans are an excellent alternative to Wedding Loans
LoanOnYourCar.co.uk, the UK’s leading logbook loan specialist, just completed a £25,000 short term logbook loan against our client's Bentley Continental GT to provide the finishing touches to a family wedding.
Business Owner Takes Logbook Loan on Rolls Royce To Fund Business Expansion
LoanOnYourCar.co.uk is delighted to support a successful business owner with a short-term Logbook Loan for £60,000 against his Rolls Royce Dawn, worth over £165,000, to fund an exciting new business expansion.
Online Drinks Retailer Owner uses Logbook Loan as an alternative to Invoice factoring
LoanOnYourCar.co.uk is delighted to support a sole trader of an online drink retailer with a Logbook Loan on his Range Rover for £9K as a quicker, cheaper, and more flexible alternative to invoice factoring.
Restaurant Owner uses Logbook Loan to Fund New Restaurant Opening
LoanOnYourCar.co.uk is delighted to support a restaurateur and new restaurant opening in North London with a logbook loan on his BMW 840i, valued at over £50,000.
Family Takes a Short-Term Logbook Loan for a Dream Family Holiday To Florida
LoanOnYourCar.co.uk is delighted to have completed a same day and easy logbook loan application for a family looking for short term equity release on their BMW X5 to fund their dream summer holiday.
Homeowner Takes A Short-Term Logbook Loan To Fund Urgent Household Repairs
LoanOnYourCar.co.uk just completed a same day Logbook Loan on a Toyota RAV4 for a homeowner to help cover an unexpected household expense.
Horse Livery Stable Owner Takes Logbook Loan on His Horse Transporter to Fund Business Expansion
LoanOnYourCar.co.uk is delighted to support the business expansion of local equestrian center and livery stables by providing a logbook loan against a horse transporter.
Bride-to-be takes Logbook Loan on Her Car to Fund Wedding
LoanOnYourCar.co.uk is delighted to help a new bride-to-be fulfill her dream wedding by providing a logbook loan against her Range Rover Evoque.
Business Owner takes Logbook Loan on His Car to Fund Business Expansion
LoanOnYourCar.co.uk is delighted to support the exciting new business expansion of a local business owner in Milton Keynes by completing a logbook loan on his Range Rover for £20,000.
Benefits of an online logbook loan
When it comes to borrowing money, choosing the right type of financial help can be a tricky decision.
When to take a loan out against your car
In light of the ongoing cost of living crisis, energy prices going through the roof, and filling a tank of petrol costing almost as much as buying a new car, the world is a fairly financially unstable place at the moment – and that’s not even mentioning the pandemic.
7 Ways To Finance Your Property Development Project
Are you a property developer and need a property finance loan? Or perhaps you’re looking for a mezzanine finance alternative to finish a project?
The Logbook Loan and Other Credit Options
Are you looking for a same day cash loan? Are you finding yourself overwhelmed with different loan options and different lenders' acceptance criteria? You may be looking to borrow money for many reasons, such as a holiday loan, funeral loan, wedding loan, used car loan, home improvement loan, or maybe a debt consolidation loan.
How to Plan Your Post-Lockdown Holiday
Are you ready to go on a post-lockdown holiday? Of course, you are!
Logbook Loans: The Ultimate Guide
What is a Logbook Loan? A logbook loan is a perfect solution for car owners to withdraw the cash from their car via a same-day cash loan whilst still retaining full personal use of their vehicle.
Logbook Loans - No 1 Rated Rated Trustpilot Logbook Loan Lender
The logbook loans landscape is swiftly changing. With the recent rise in technology, it's key that lenders are making the most of every opportunity to provide a safer, quicker and fairer loan process for borrowers.
One Lender. One Loan. One Solution for the Whole UK
One Lender LoanOnYourCar.co.uk is a FCA regulated lender and the UK’s leading provider of the New Logbook Loan.
How Much Should You Save Every Month?
Everyone knows that saving is important, both in the short term and for the future. However, that doesn’t make the process of saving any less difficult.
15 Free or Cheap Things to Do in Autumn
It’s one of the most wonderful times of the year - the leaves are all turning fiery colours of red, brown, and orange, the nights are getting longer, and the earth is cooling-down ready for the long winter sleep. What’s not to love?
How to Cut Costs at Home
Do you struggle to make ends meet every month? Are you fed up with working hard and not having anything to show for it? If yes, you are far from alone.
Job Loss in the Pandemic
Throughout the last few months, the UK has seen a significant impact on employment rates due to the pandemic.
Classic Car Market: Is it the Right Time to Buy?
If you have a passion for classic cars, you will know that driving them around can be a valuable experience all in itself. But you can only enjoy washing and waxing your prestigious car for so long before you want to take it for a spin. Can you see the cycle you might be in?
The Best Financial Options For A Staycation
The overwhelming majority of people have decided that it's staycation season. Due to the lockdown and the pandemic, travelling abroad for your summer vacation is not something you should consider lightly. It's a serious time, and yet, people want to forget about their worries and have an excellent time out in the sun.
What Do Our Customers Say About Us?
While we can boast about our 30 years of leadership in the consumer credit and finance industry, we know that a lot more goes into providing fantastic customer service than years of experience. From affordable loans to an innovative process, we aim to make sure you get the best experience possible.
Personal Finance Trends Post Lockdown
COVID-19 and the resulting lockdown has impacted the world in a variety of ways. This article discusses the impact on personal finance, small businesses, and the action individuals can take in this brave new world.
Short vs Long Term Loans
People have financial needs. However, some come at times when people are not financially capable of fulfilling them, and that throws them into a financial crisis. Such are the times people resort to borrowing money to finance their needs. People will borrow money for different reasons and different periods.
Ways to Borrow Money in a Crisis
The global coronavirus pandemic is continuing to weigh down heavily on the purse strings of people, not just in the UK, but all over the world. The primary worry on everyone’s mind right now is how to survive through these harsh times because life as we know it is turned upside down.
How to get a Loan On Your Prestige Car
Do you know how much money you can borrow against your supercar? Today, it’s possible for you to visit us and request for a Supercar, Classic, or Prestige Equity release. By doing this, you allow us to show you just how much money you can borrow against your car.
Investment Ideas That Could Change Your Life
It is so important to have control of your financial situation these days, and this is something you need to start working on now. So many people don’t take the time to ensure they are financially comfortable, and this is something that people need to work on as much as possible.
COVID-19: Keeping Your Car Road Ready
While many people are concerned with things like flour, eggs and toilet paper, there is something else that is worth more than a fleeting thought. The car that is currently sitting gathering dust (unless you are a frontline worker).
Coronavirus Impact on the Car Industry
Financial regulators have proposed a brand-new set of payment freezes to try and help those who are struggling to make their payments on payday loans, car finance deals and even buy now and pay later schemes.
Everything You Need To Know About Loan Deferment During COVID-19
The world is poised in a bizarre position right now. COVID-19 has come along and disrupted life for just about everyone. This means that a lot of people are either temporarily without a job, furloughed, permanently let go, or have to face a pay cut. You are most likely in this situation, or this pandemic has at least disrupted you to the point where your income isn't as steady as it usually is.
What You Need to Know About Loan Interest Rates
When you are applying for a loan, one of the main factors that you need to consider is the interest rates that are offered. From logbook loans to payday loans; different rates are offered per lender and per loan type. Therefore, it is critical to understand how interest rates work so you can make sure the loan is affordable for you. With that being said, continue reading to discover everything that you need to know below.
How the Government's Coronavirus Loan Scheme for Businesses Works
At the moment, a lot of people are worried about their financial future. The coronavirus has turned the nation upside down. Businesses are closed. We don’t know when they will open again. And, for a lot of business owners, they fear they may never be able to open their doors again due to severe financial pressure.
A full proof loan during lockdown
If you’re looking for a loan on your vehicle and you want the most comprehensive and assured deal from a lender that’s reliable and fair, look no further than LoanOnYourCar.co.uk. In these testing times, we’re here for you and continuing to offer a full range of services when you need them most, so don’t feel like you’re alone with no option to turn to.
Are Alternative Loans Right For You?
The last twenty years will be looked back on as a watershed moment in the finance industry. The recession prompted financial institutions and traditional banks to rein in their lending practices.
How will Coronavirus affect your finances?
The coronavirus is a global pandemic, the likes of which we have never seen. In fact, it has resulted in an acute humanitarian crisis across much of the world. However, it is not just the disease that is problematic, but the economic hardship that many are expiring because of it.
Digitisation in Lending Market
The lending market is transforming in large and unprecedented ways as of late. One of the biggest agents of change in the market is digitisation.
Loan and Income. A Special Relationship.
From time to time, it’s common to need something of a leg-up financially, and for those larger purchases that can’t so easily be made by dipping into savings or reining in spending for a month.
Heavy Debt Load? Learn How to Get Out of Debt!
When you’re in the depths of debt, it can sometimes seem like you’re closed in with no options to choose from. However, that’s far from the truth - so long as you’re willing to take action, there will always be a road out of debt.
Direct Lenders going Green
January 2016 saw the successful launch of the Green Finance Initiative. The initiative was conceived and set up by the City of London Corporation which is responsible for running Londons’s Square Mile.
Consumer Confidence. How to Borrow More Efficiently.
Have you found yourself in a position where you need to borrow money? If so, there are various options that you have at your disposal. Consumer confidence in borrowing money is higher than ever before, and people have lots of viable options available in terms of consumer credit.
How to Finance a Wedding: Top Tips
The dress, the ring, the cake, the venue, the food; if there’s one thing for certain, it’s that weddings don’t come cheap. When you consider the fact that the average cost of such an event is a breathtaking £30,000, you’ll find it no surprise that most engaged couples budget for years in order to be able to afford their big day. It’s either that or start married life saddled with massive amounts of debt.
How to Best Finance a Major Purchase
There are many things that cannot simply be purchased on a whim. In fact, it is often better to save up for better quality products that will last you longer and work better in the long run. Though they come with a hefty price tag, the reality is that they will cost less than a cheaper alternative that you need to buy again and again.
Save Money on Household Bills
Have you ever wondered how you can save more money on your household bills? If so, then it’s high time you stopped wondering and started shopping around.
Top 10 Biggest Assets People Purchase
Banks are now offering an exceedingly low amount of money in exchange for your savings, which means a trend is growing whereby individuals are investing their money in assets which have the potential to earn more money, or simply to increase in value. In an ever-changing world, many can seek peace of mind by knowing that they have invested in an asset that will increase their capital and help maintain their lifestyle.
Can Switching to an Electric Car Save Money?
Switching to an electric car can save you money in the long term, but until the price of an electric car comes down it's going to take a few years of ownership before you see real savings.
How Will Leaving the EU Affect Your Finances?
It’s been all over the news for years now, and yet Brexit has come to be so muddled in party politics and misinformation that it can be difficult to know exactly how leaving the EU will affect your personal finances.
Is Your Pension Big Enough?
Saving for retirement is something that everyone is aware of, but many people don’t worry about it until later on in life. Having a pension ready for retirement is vital, not only for security and peace of mind for the future but for the quality of life you could receive when you do retire.
Ways to Pay Off Your Overdraft and Credit Cards
The problem with overdrafts and credit cards are that they are akin to a mystical illusion of debt, as it’s almost like if you can’t see them they are not real. But this couldn’t be further from the truth as if you allow these kinds of debts to rack up, you could find yourself in serious financial trouble.
Best Ways to Invest in the Stock Market
The stock market is a way to get big, fast. It is also a great way to become broke in the blink of an eye. There is a reason why those who work professionally on wall street as stockbrokers retire so early; it’s because they burn themselves out. A professional stockbroker is on the job 24/7 and has little time to do anything else.
11 Things to Consider when Buying a Second-hand Car
One of the most popular choices when shopping for a car is to purchase a used car rather than a brand new one. The main reason this option is so common is that a used car is much more affordable than buying a new model.
What are the Alternatives to Short-Term Pay Day Loans?
Bills and unexpected costs don’t care what day of the month it is. They don’t care if you’re days or weeks away from your next payday. They come as they please and in many cases, they kick us when we’re already down when we do.
The Importance of Setting Financial Goals
Like with any other worthwhile activity, when it comes to the task of building your wealth, you’re going to have to take it seriously. Your money isn’t going to grow if you have a lackadaisical attitude or take a careless approach to earning and saving. Therefore, you have to devote your time and effort to the cause if you really want to see your bank account flourish.
The Many Faces of Personal Loans - Which is Right for You?
Loans are accepted every day for a wide variety of reasons for people from every walk of life, but not all loans are the same. There are several different types of loan with varying terms of repayment, different rates of interest and not all loans are available to everyone.
Breaking the Taboo of Talking About Money
Money can be a bit of an overwhelming subject for some people, let alone talking about it openly with friends and family. There is a reluctance to open up and speak about financial statuses and challenges, known as the ‘money talk taboo.’ Money tops the list of uncomfortable subjects, beating out many other touchy subjects, including religion, politics, health and weight, and love life.
Are You Earning What You’re Worth?
Trying to measure your worth is a tricky question because how can anyone really know their value compared to the next person. However, whether you’re looking for a new job or looking to start discussions for a pay rise, knowing where your salary lies can be valuable information to know.
What's the Future for Cash
Thanks to technology, there are now a plethora of different ways to pay for the things that you want and need in life. Debit cards, credit cards, contactless cards, mobile payments, and, most recently, cryptocurrencies. One thing you’re not short on in today’s tech-driven world is choice.
How to Make Your Salary Go Further!
Living from payday to payday is not sustainable. It is stressful, dangerous, and does nothing to support your future. You need to reconfigure your spending habits and even consider making drastic changes – like moving to a cheaper flat, if possible – so that you can have money at the end of the month to put away into savings.
How A Logbook Loan or Vehicle Equity Release Can Help In A Financial Emergency
Life can sometimes throw up the unexpected. No matter how financially stable things may seem, sometimes, crises can occur that can, unfortunately, leave you out of pocket. Nobody likes an unexpected bill coming through their door, and even worse, is to find yourself in a situation where you are unable to pay for it!
Ideas to Entertain the Kids During the Holidays
The summer holidays and fast approaching, which for many parents, can be a cause for concern. Six weeks can be a long time to keep your children entertained, especially when you don’t have the funds to take them to Disneyland.
Money Saving Date Nights That You’ll Both Love
Over the years, your relationship will have been through many great things; you could have bought your first house together, got married, and had children, but it also might have seen many struggles, including financial. This financial strain can affect any good relationship, and as a result, you will have had to sacrifice a lot of things that make the two of you happy. Help is at hand with our guide to money-saving date nights!
How You Can Save Money on Car Insurance
It’s illegal to drive without being properly insured, and for good reason. Regardless of whether you were the victim or the perpetrator in an accident, your insurance will cover you and that way, even if you were hit by someone who was uninsured, your vehicle and expenses will still be paid for in full, having insurance is non-negotiable, but that doesn’t mean you can't negotiate on the price.
