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Unlocking Financial Freedom with Your Trusted Logbook Loan Partner

15.11.2023 by Paul H


A Logbook Loan is the ideal solution for car owners seeking to unlock the equity from their vehicles through a same-day cash loan,

In the dynamic landscape of financial solutions, (LOYC) emerges as a leading and direct FCA authorised UK Logbook Loan Lender. As the 'UK’s No.1 Trusted Logbook Loan Lender' on Trustpilot, our commitment to excellence is reflected in the 5-star reviews from our satisfied borrowers, allowing you to choose in complete confidence.

What is a Logbook Loan?

A Logbook Loan is the ideal solution for car owners seeking to unlock the equity from their vehicles through a same-day cash loan, all while retaining full personal use of their cars. At, we differentiate ourselves by offering a real alternative to traditional Vehicle Equity Release providers. Unlike the antiquated Bill of Sale commonly employed in the industry, we utiliSe a modern and customer-friendly Hire Purchase agreement, providing borrowers with a more secure and transparent lending option.

Who Are is not just a lender; we are a proven and preferable Logbook Loan provider dedicated to helping individuals raise cash quickly, often on the same day, leveraging the equity in their vehicles. As a direct FCA authorised lender, we adhere to the highest standards of integrity and transparency in our operations. Our mission is to redefine the lending experience, providing tailored solutions that empower individuals on their financial journey.

1. Unparalleled Trustworthiness: A 5-Star Trustpilot Rating has earned its stripes as a 5-star verified Trustpilot logbook loan lender, a testament to the unwavering trust and satisfaction of our valued customers. Consistently receiving excellent ratings reflects our commitment to providing first class service and financial solutions that truly meet the needs of our clients.

2. Professionalism and Attentiveness: Our Hallmarks

At, our team takes pride in being both attentive and professional in dealing with customers' requirements. We understand that each customer is unique, and our staff is dedicated to finding tailored solutions that align perfectly with individual financial goals. Our commitment to professionalism ensures a smooth and transparent experience for every borrower.

3. Digital Lending Prowess: Speed and Convenience

Operating as a digital lender, has redefined the lending landscape in the United Kingdom. From the initial web inquiry to payout, our streamlined process ensures completion in under 60 minutes. The absence of home visits eliminates inconvenience, making the entire experience hassle-free for our customers.

4. Comprehensive Coverage Across the UK's digital completion transcends geographical boundaries, allowing us to operate seamlessly throughout the United Kingdom. Whether you're in the bustling heart of London or the serene landscapes of Scotland, our services are accessible to all, ensuring financial solutions are just a click away.

5. Extensive Range of Loans: Tailored to Your Needs caters to a wide spectrum of borrowers by offering loans ranging from £500 to £150, covering all cars up to 10 years old. Notably, our commitment extends beyond conventional vehicles, as we provide loans for classic and vintage vehicles, acknowledging their unique charm and value.

6. Flexible Loan Terms: Empowering Your Financial Journey

Our loan terms, spanning from 12 to 36 months, provide customers with unparalleled flexibility. The freedom to settle early without penalties empowers borrowers to save money, while the option to make overpayments allows for reduced interest payments—an offering designed to put the control back in the hands of our customers.

7. Transparent Fee Structure: Empowering Borrowers with Clarity

At, transparency is at the core of our values. We believe in empowering borrowers with clarity, and that includes our fee structure. With the exception of a £40 document fee, which can be added or deducted from the logbook loan, we assure our customers that there are no hidden fees associated with our loans. This transparent approach ensures that borrowers can make informed decisions, free from unexpected financial surprises.

In conclusion, isn't just a logbook loan provider; it's a financial partner committed to unlocking your path to financial freedom. With a stellar Trustpilot rating, digital efficiency, nationwide accessibility, a suite of flexible loan options, and a transparent fee structure, is poised to redefine your lending experience. Choose us, and embark on a journey where trust, professionalism, and financial empowerment converge.

Am I Eligible for a Logbook Loan with

Eligibility is a crucial aspect when considering a logbook loan, and at, we strive to make the process accessible to a broad range of borrowers. Here's what you need to know about eligibility:

Age Requirement:

You must be over 18 years of age to be eligible for a logbook loan with We believe in providing financial solutions to adults who are ready to take control of their financial journey.

UK Bank Account:

To facilitate smooth transactions, you must have an active UK bank account. This ensures that the loan disbursement and repayments are conducted with efficiency and convenience.

Car Finance Status:

Your car should be clear of finance, or any outstanding finance must be minimal. This ensures that the loan can be secured against the vehicle without complications, providing a secure and transparent lending experience.

No Existing Loan Against the Car:

The car you intend to use for the logbook loan must not have any existing loans secured against it. This is a standard requirement to ensure the clear and unencumbered use of your vehicle as collateral.

Road-Legal Requirements:

Your car must be road-legal, including having up-to-date taxation, insurance, and a valid MOT certificate. Compliance with these legal obligations is necessary to proceed with a logbook loan.

Proof of Regular Income:

Providing proof of regular income is essential to demonstrate your ability to cover loan repayments. This requirement ensures that the loan terms align with your financial capacity, promoting responsible and manageable lending.

Legal Ownership of the Car:

You must be the legal owner of the car you intend to use for the logbook loan. This ensures the legality and authenticity of the collateral, protecting both parties involved in the lending process.

V5 Logbook in Your Name:

The V5 logbook, which serves as legal documentation of vehicle ownership, must be in your name. This requirement ensures that the collateral is appropriately tied to the borrower, creating a secure and transparent lending arrangement.

At, we understand that eligibility criteria are crucial to a successful logbook loan experience. Our commitment to transparency and customer satisfaction drives us to provide clear and fair eligibility requirements, making the path to financial empowerment accessible to all eligible borrowers. If you meet these criteria, you're one step closer to unlocking the financial flexibility you need with or call 0333 577 50002 and speak to one of our experts’ sales advisors.